Summer travel means more Georgians are hitting the road in rental cars—whether for a family vacation, a business trip, or just getting around town while your car is in the shop. But what happens if you’re in an accident in a rental car? Navigating insurance, liability, and next steps can be confusing. Here’s what you need to know to protect yourself and your rights after a rental car crash in Georgia.
Why Rental Car Accidents Happen More in Summer
- Tourists and out-of-state drivers unfamiliar with local roads
- Higher traffic volume and more distracted drivers during holidays
- Unfamiliar vehicles with different controls and blind spots
- Rush to return cars or meet vacation schedules
Whether you’re driving the rental or hit by someone in a rental car, unique legal issues may apply.
Steps to Take After a Rental Car Accident
- Check for Injuries and Call 911: Prioritize safety and report the accident to law enforcement.
- Contact the Rental Company: Follow their process for reporting crashes—they may require immediate notification.
- Gather Information: Collect contact, license, and insurance info from all drivers, plus witness statements.
- Take Photos: Document damage, the accident scene, license plates, and any visible injuries.
- Save Your Rental Agreement: This may affect which insurance policy applies and what coverage is available.
- Contact Your Own Insurance: Your policy might cover you, but never admit fault or accept a quick payout.
- Do Not Rely on the Rental Company’s Insurance Alone: Some policies are minimal or have exclusions—always verify details.
- Consult a Personal Injury Attorney: Rental car claims can be complicated, especially if multiple insurers are involved.
Who Pays After a Rental Car Crash in Georgia
- Your own auto insurance may provide primary or secondary coverage
- The rental company’s insurance, if purchased, may cover damages
- Credit card benefits might apply if you used one for payment
- At-fault drivers are responsible for property damage and injuries under Georgia law
Sorting out liability and coverage is critical for full compensation—insurance companies often try to shift blame or avoid payment.
What Compensation Is Available
If you’re injured in a rental car accident, you may be entitled to:
- Medical expenses and rehabilitation costs
- Lost wages and reduced earning ability
- Pain, suffering, and emotional distress
- Property damage and out-of-pocket travel losses
Why Call Gunn Law Group After a Rental Car Accident
We know how confusing rental car claims can be, especially after a traumatic crash far from home. Gunn Law Group cuts through the red tape, deals with insurers and rental companies, and fights for the maximum recovery you deserve.
Don’t let a vacation detour ruin your summer. If you’re hurt in a rental car accident, call the Big Gunn at 888-BIG-GUNN for a free consultation and peace of mind.