Car Accident Claim Checklist for Georgia Drivers: What to Do in the First Week

In Georgia, the first week after a motor vehicle accident can shape everything that happens next. Your health comes first, but the steps you take early also help protect your claim from insurance delays, lowball offers, and “he said she said” disputes. If you were hit in Atlanta or anywhere in Georgia, here is a practical first week checklist that keeps your recovery on track and your case protected.

Day 1 The day of the crash

If you can safely do it, focus on three things: safety, documentation, and medical care.

Call 911 and request police if anyone is hurt, traffic is blocked, or you suspect impaired driving. Get the other driver’s information, take photos of the vehicles and the scene from multiple angles, and write down the location, time, weather, and what happened while it is still fresh. If you feel any pain, dizziness, or stiffness, get checked out the same day. Many injuries do not “show” right away, but they can still be serious.

Day 2 Organize your proof

Insurance companies love confusion. Your goal is to create a clear paper trail.

Start a folder on your phone called Accident and save everything in one place. Store photos, the crash report number, tow receipts, rental car invoices, and any medical paperwork. If you missed work, save proof like a schedule, timecard, or employer note. If you had passengers or witnesses, write down their names and contact info.

Day 3 Be careful with insurance calls

You may get calls from adjusters quickly, sometimes with friendly energy and “just a few questions.”

Be polite, but careful. Do not guess or speculate. Do not minimize your symptoms. Avoid giving a recorded statement to the other driver’s insurance before you understand what you are dealing with. If you have your own insurer, report the crash, but keep it factual and simple.

Day 4 Start your medical plan and stick to it

One of the biggest ways claims lose value is gaps in treatment. When you stop care for weeks and then restart, insurance argues that you must not have been hurt or that something else caused the pain.

Follow your doctor’s instructions, go to recommended follow ups, and keep notes on how you feel day to day. If new symptoms appear, do not ignore them. Headaches, tingling, numbness, and sleep issues can be signs of injuries that need prompt attention.

Day 5 Protect yourself online

This is where a lot of people accidentally hurt their own case.

Do not post about the crash. Do not post about your activities, workouts, or nights out if you are claiming injury. Insurance companies and defense teams look for anything they can twist into “they’re fine” even if you are struggling off camera. If you must use social media, keep it private and avoid discussing the incident entirely.

Day 6 Watch for the quick settlement trap

A fast offer can feel like relief, but it is often designed to close your claim before the full cost is known.

If you accept a settlement and sign a release, your claim is usually over, even if you discover later that you need more treatment. Before you consider any offer, you should understand your diagnosis, your treatment plan, your missed work, and whether you might need future care.

Day 7 Get a real game plan

By the end of the first week, you should have clarity on the basics: how you are feeling, what the crash report says, what your vehicle situation is, and what insurance coverage may apply.

If liability is disputed, if you are getting pressured, if you were hit by a commercial vehicle, if you were in a rideshare, or if your injuries are lingering, it is smart to speak with an attorney. The earlier you get guidance, the easier it is to preserve evidence and avoid mistakes that insurance will exploit.

How Gunn Law Group can help

At Gunn Law Group, we start with your health first. We help you stay organized, protect your claim from common insurance tactics, and pursue the full value of what this crash has cost you. If you were injured in a motor vehicle accident in Georgia and you want a clear plan, Call the Big Gunn at 888 BIG GUNN for a free case review.

This post is general information and not legal advice. Every case is different.

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