Getting told your car is a total loss after a crash can feel like you got hit twice. First the wreck, then the insurance company comes back with an offer that does not come close to replacing what you lost. In Georgia, a total loss payout is usually based on Actual...
One of the most confusing motor vehicle accident scenarios in Georgia is when the person who caused the crash was driving a borrowed car. People immediately ask, Do I file against the driver or the owner. The answer matters because it can determine how much insurance...
If you were hurt in a Georgia car accident and you were not wearing a seat belt, you may have heard the old rule that insurers could not use that against you. That rule has changed. Georgia’s 2025 tort reform law SB 68 opened the door for seat belt non use to be...
A lot of Georgia drivers think the insurance company is finished once the car is repaired. But here is the truth: even a perfectly repaired vehicle can be worth less the moment it has an accident history. Buyers see a crash on Carfax or AutoCheck and they expect a...
Getting in a wreck is stressful enough. Then the insurance company calls your car a total loss and sends a number that feels way too low. In Georgia, that first total loss offer is often just a starting point, not the finish line. If your vehicle is totaled after a...
Between Thanksgiving and New Year’s, Georgia ERs see a spike in injuries from hanging lights, climbing onto roofs, moving heavy décor, and using ladders on uneven ground. A quick weekend project can turn serious when a step gives way, a railing fails, or a rental...
