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Your spouse died because a drunk driver ran a red light on Peachtree Road. The insurance adjuster calls with an offer: $50,000. “That’s what we pay for these cases,” they say.
By Harrell Gunn, Esq. — Gunn Law Group
Insurance Companies Treat Your Loved One Like Damaged Property
Georgia law says something completely different. Your loved one’s life had full value — not just their income, not just their bills, but the complete worth of who they were as a human being.
nsurance companies hope you don’t know this. They count on grieving families accepting whatever they offer because fighting seems too overwhelming during the worst time of your life. Your loved one’s life was worth far more than any insurance company will voluntarily pay. Georgia law gives you the power to prove it.
No fee unless we recover compensation
Full value of life under O.C.G.A. § 51-4-1
Free Georgia wrongful death case review
Wrongful death + survival action claims
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Your loved one’s life had full value under Georgia law.
Insurance companies will offer pennies on the dollar. We force them to acknowledge the complete worth of who your loved one was.
Two-Year Deadline
Georgia wrongful death claims must be filed within two years of death. Government claims may have notice deadlines as short as six months.
No fee unless we win
Available 24/7
Full value of life — O.C.G.A. § 51-4-1
Wrongful death + survival actions
Economic & intangible damages
Trial-ready against every insurer
Confidential consultation
Serving all of Georgia
In Their Own Words
Video testimonials from real clients.
Hear directly from the Georgia families who trusted The Gunn Law Group to fight for them.
The Rule That Protects Every Family
The Rule That Protects Every Family’s Right to Justice
When someone’s negligence kills your loved one, they must be held accountable for the full value of that life. This isn’t just about money — it’s about forcing negligent parties to acknowledge the magnitude of what they took from your family and from our community.
Under Georgia law (O.C.G.A. § 51-4-1), “full value of the life” means exactly that — the complete worth of a human life, including the economic value and the intangible value of life itself. No caps. No limits. The actual value of who your loved one was.
This rule protects every family in our community. Because if negligent parties can kill people without paying the full consequences, it encourages more careless behavior that puts everyone’s family members at risk.
Your Journey
Your Journey From Devastating Loss to Full Justice
Where You Are Now
You’re dealing with the most devastating loss a family can face, while also confronting medical bills, funeral costs, lost income, and an uncertain financial future. Meanwhile, insurance companies are treating your loved one’s death like a minor inconvenience.
Where You Need to Be
Fully compensated for the complete value of the life you lost, with the peace of mind that comes from holding the responsible party accountable so they can’t destroy another family.
What Stands in Your Way
Insurance companies that devalue human life and use aggressive tactics to pressure grieving families into inadequate settlements that don’t reflect what Georgia law says you’re owed.
Your Guide
An experienced Georgia wrongful death attorney who understands the full value of human life and has the resources to prove that value against insurance companies that profit by denying it.
Clear Path Forward
The Three-Step Process to Prove Your Loved One’s Full Value
01
Step 1: Immediate Protection of Your Rights
We preserve evidence, notify all responsible parties, and protect your family from insurance company tactics designed to minimize your loved one’s value before you’re emotionally ready to fight.
02
Step 2: Build the Complete Life Value Case
We work with economists, medical experts, and life care specialists to document the full value of your loved one’s life — both economic and intangible — that Georgia law entitles you to recover.
03
Step 3: Force Full Accountability
We demand the complete value your loved one’s life deserves and take the case to court if insurance companies won’t acknowledge what they took from your family.
Georgia Is Different
Why Georgia’s Wrongful Death Law Is Different (And Better for Families)
Most states limit wrongful death recovery to economic losses — lost income, household services, medical bills. They treat human life like an economic calculation.
Georgia is different. Under O.C.G.A. § 51-4-1, you can recover for:
Lost earnings and earning capacity
What your loved one would have earned over their lifetime — including raises, promotions, and career advancement they would have realized.
Lost household services
The economic value of services they provided your family — childcare, cooking, home maintenance, financial guidance, and the countless other contributions.
The intangible value of life itself
The joy of living, relationships, experiences they would have had. Georgia juries can consider what your loved one’s life was worth from their perspective.
No caps. No limits.
Under O.C.G.A. § 51-4-1, the actual value of who your loved one was — the complete worth of a human life, including both economic and intangible value.
The intangible value category is what makes Georgia wrongful death cases unique. The jury can consider what your loved one’s life was worth from their perspective — not just what they meant to survivors economically.
This distinction matters enormously for stay-at-home parents, retirees, children, and anyone whose economic contribution doesn’t reflect their true value as a human being.
Two Separate Claims
The Two Separate Claims That Maximize Your Recovery
Georgia law actually gives families two separate claims when negligence causes death:
Wrongful Death Claim
Belongs to surviving family members. Compensates for the full value of the life lost. No caps or limits.
When someone lingers before dying from their injuries, the survival action can be substantial. Your loved one’s awareness of their impending death, their physical suffering, their final medical bills — all have compensable value.
Most families don’t realize they can pursue both claims simultaneously. Leaving either one on the table means accepting less than Georgia law allows.
Free Guide
Download: Free Georgia Wrongful Death Rights Guide
“Georgia Wrongful Death Rights: What Insurance Companies Hope You Never Learn.”
This guide reveals:
How to calculate the full value of life under Georgia law
The difference between wrongful death and survival action claims
Who can file claims and in what order of priority
How to handle insurance companies during your grieving process
Critical deadlines that can eliminate your rights
Protect your family’s rights during the most difficult time.
Devaluation Tactics
How Insurance Companies Devalue Human Life
They offer quick settlements
Hoping grieving families will take immediate money rather than fight for full value later.
They focus only on lost income
Ignoring the intangible value of life that Georgia law says you can recover.
They challenge family relationships
Arguing surviving spouses or children weren’t as close to the deceased as they claim.
They minimize future earnings
Using biased economists to lowball lifetime earning capacity calculations.
They create artificial time pressure
Claiming offers will expire even when there’s no legal basis for deadlines.
They exploit grief
Knowing that devastated families often lack the emotional energy to fight extended legal battles.
Order Matters
Who Can File Georgia Wrongful Death Claims (Order Matters)
Surviving Spouse
Has exclusive right to bring the claim. If there are also children, spouse brings the case for the entire family and must share recovery.
Surviving Children
If no surviving spouse, children can bring the claim together.
Surviving Parents
If the deceased leaves no spouse or children, parents can file (particularly important for young adult deaths).
Estate
If no surviving spouse, children, or parents exist, the estate administrator can bring the claim.
Understanding this hierarchy isn’t just procedural — it determines who controls the litigation, who receives the recovery, and sometimes who must be consulted in family disputes.
Types of Negligence
The Types of Negligence That Justify Wrongful Death Claims
Traffic Fatalities
Drunk drivers, distracted drivers, trucking companies that violate federal safety rules. Motor vehicle deaths are the most common wrongful death cases and often involve significant insurance coverage.
Medical Negligence
When healthcare providers’ deviation from standard care causes death. Surgical errors, misdiagnoses, medication errors, anesthesia complications all justify wrongful death claims.
Workplace Deaths
When third parties (not employers) cause workplace fatalities through defective equipment, toxic exposure, or negligent acts. Separate from workers’ compensation.
Premises Liability
Property owners who fail to maintain safe conditions. Negligent security, structural collapses, swimming pool accidents, inadequate lighting.
Defective Products
When defective vehicles, medical devices, consumer products, or industrial equipment cause death. Manufacturers, distributors, and retailers can all face liability.
Critical Deadline
The Georgia Two-Year Deadline That Destroys Valid Claims
Hard Deadline
Georgia’s wrongful death statute of limitations is two years from the date of death — not from the date of the accident that caused the death. This is a hard deadline with virtually no exceptions.
Miss this deadline and your loved one’s life becomes legally worthless, regardless of how clear the negligence was or how devastating the loss is to your family.
Government claims have even shorter deadlines — sometimes as brief as six months for ante-litem notices against cities and counties.
Two years feels like a long time when you’re grieving. It isn’t. Building a case that reflects the full value of a human life takes extensive investigation, expert analysis, and careful preparation.
Why They Fight
Why Insurance Companies Fight Wrongful Death Cases So Aggressively
The stakes are higher
Full value of life cases can justify six-figure or seven-figure judgments, far exceeding typical injury settlements.
The evidence is emotional
Juries who see the full impact of a death on a family are more likely to award substantial damages.
The precedent matters
Every full-value judgment forces insurance companies to pay more in future cases.
The accountability is public
Wrongful death trials expose negligent behavior that defendants prefer to keep private.
This is why insurance companies deploy aggressive tactics against grieving families — they know the financial and reputational stakes are enormous.
Community Impact
The Community Impact of Wrongful Death Accountability
When negligent parties face full accountability for causing death, it protects everyone in our community. Drunk drivers think twice. Companies invest in safety. Healthcare providers follow protocols more carefully.
But when insurance companies can minimize wrongful death claims and pay less than the full value of life, it encourages the negligent behavior that kills people. Every under-compensated wrongful death claim makes our roads, workplaces, and medical facilities more dangerous for all of us.
Specialized Expertise
Why Wrongful Death Cases Require Specialized Expertise
Wrongful death cases differ fundamentally from injury claims:
Life value calculations require economic experts who understand Georgia’s full value standard
Survival action claims need medical experts to document pre-death suffering
Family impact testimony requires careful preparation to show the complete loss
Insurance company tactics are more aggressive because the stakes are higher
Jury psychology around death and grief needs experienced handling
At Gunn Law Group, we understand that wrongful death cases aren’t about money — they’re about justice, accountability, and honoring the full value of the life that was lost. Attorney Harrell Gunn founded this firm in Atlanta after earning his law degree from Georgia State University College of Law. We’ve recovered significant compensation for families by proving the full value of life Georgia law recognizes.
Don’t Let Them Devalue Your Loved One
Don’t Let Insurance Companies Devalue Your Loved One’s Life
If you’ve lost a spouse, child, parent, or sibling due to someone else’s negligence anywhere in Georgia — in Atlanta, the suburbs, or anywhere else in the state — their life had full value under Georgia law.
Call 888-BIG-GUNN (888-244-4866) for a free consultation about your loved one’s full value.
We’ll explain Georgia’s wrongful death law and help you understand what you may be entitled to recover.
Visit us at 950 E. Paces Ferry Rd NE, Suite 1550, Atlanta, GA 30326. We’ll meet with you during this difficult time and handle every aspect of your case with the dignity your loved one deserves.
Our Promise: No fees unless we recover for you. Court costs and legal expenses may apply, but you pay no attorney fees until we win. Your loved one’s life had immeasurable value. The law recognizes that value. Insurance companies don’t want to pay it. Let us fight for the full justice your family deserves.
Atlanta Office
950 E. Paces Ferry Rd NE, Suite 1550, Atlanta, GA 30326
Convenient to Buckhead, Midtown, and surrounding areas.
Norcross Office
5955 Jimmy Carter Blvd Ste 149, Norcross, GA 30093
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