The Insurance Company Already Has a Team of Lawyers Working Against You. Now It’s Your Turn.

You didn’t cause this wreck. You shouldn’t have to fight the insurance company alone while you’re still healing. Gunn Law Group has recovered millions for Atlanta car accident victims โ€” we don’t get paid unless you do.

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The Problem

You didn’t cause this. But you’re the one stuck with the consequences.

External Problem

Maybe it was I-285 at rush hour, the Downtown Connector, or a dangerous intersection in Fulton, DeKalb, or Gwinnett. Your car is damaged, you’re in pain, medical bills are stacking up โ€” and an adjuster is calling not to help, but to settle for as little as possible before you know what your case is worth.

Internal Problem

You feel overwhelmed. You don’t know how this process works. You’re scared you’ll say the wrong thing and ruin your claim. The person who hit you seems to be facing zero consequences while your life is upside down. You’re wondering: can I even afford a lawyer?

Philosophical Problem

When someone injures you because they were texting, speeding, or running a light โ€” you deserve to be made whole. Not partially compensated. Not lowballed. Made whole. That’s not just the law in Georgia. It’s right.

The Villain

Insurance companies trained to underpay. Every. Single. Day.

The at-fault driver’s adjuster has one job: pay you as little as possible. They do this every day. You’ve never done this before. That’s exactly why you need a guide who has.

The Quick Settlement

They call within days, before you know the full extent of your injuries, and offer a check that sounds generous. It rarely covers half of what you’ll actually need.

The Recorded Statement Trap

They ask you to give a recorded statement ‘for the file.’ Every word you say will be used to reduce your payout.

The Delay Game

They slow-walk your claim, hoping your bills pile up enough that you’ll accept anything just to make it stop.

The Blame Shift

Under O.C.G.A. ยง 51-12-33, if they can pin even 50% of fault on you, they pay you nothing. They will try.

Meet Your Guide

Gunn Law Group โ€” Atlanta attorneys who fight insurance companies for a living.

Empathy

We live in Atlanta. We drive these roads. We’ve sat across the table from clients who are exhausted, scared, and frustrated โ€” and we’ve told every single one of them: this is not the end of your story. This is where we start fighting.

Authority

Millions recovered for Georgia car accident victims.
566 five-star client reviews.
Founded by Harrell Gunn, Esq. โ€” reads medical records personally on every case.
16-person team with limited caseloads so your case is never a number.
We prepare every case as if it’s going to trial โ€” that’s what forces full value.

The Plan

Three steps. One goal: full recovery.

Step 01

Free Consultation (Day 1)

Call 888-BIG-GUNN. A real person picks up. We listen, answer your questions, and give you an honest assessment โ€” no pressure, no obligation, no upfront fees.

Step 02

Investigate & Build Your Case

While you heal, we collect the police report, witness statements, and surveillance. We document every visit, calculate full case value, and handle all insurer communication.

Step 03

Fight for Every Dollar

We don’t take the first offer. We build a case file so strong adjusters know we’ll go to trial if the number isn’t right. That reputation is your leverage.

Georgia Car Accident Law

What every Georgia driver needs to know.

Modified Comparative Fault (O.C.G.A. ยง 51-12-33)

Georgia follows a 50% bar rule. If you’re 49% or less at fault, you recover โ€” but your award is reduced by your share of fault. At 50% or more, you recover nothing.

Statute of Limitations (O.C.G.A. ยง 9-3-33)

You have 2 years from the date of the accident to file a personal injury lawsuit in Georgia. Property damage claims have a 4-year window. Do not wait.

Uninsured / Underinsured Motorist Coverage

Georgia requires UM/UIM coverage unless you reject it in writing. If the at-fault driver has no insurance or not enough, your own policy may cover the gap.

Damages You Can Recover

Current and future medical expenses, lost wages and diminished earning capacity, pain and suffering, loss of consortium, property damage, and punitive damages in egregious cases.

Failure Stakes

What happens if you wait.

Georgia’s 2-year statute of limitations (O.C.G.A. ยง 9-3-33) โ€” miss it and your case is gone forever.
Medical bills compound. Collection agencies don’t wait for your case to settle.
Evidence disappears โ€” witnesses forget, surveillance footage gets overwritten, vehicles get scrapped.
The insurer’s lowball offer expires, and the next one is lower.

Success Vision

What we fight for.

Medical bills handled โ€” not hanging over you.
Lost wages recovered. The paychecks someone else cost you, compensated.
Pain and suffering recognized and valued โ€” not minimized.
The negligent driver’s insurance company paid what they owed.
Peace of mind. You stood up for yourself. Your family is protected.

Injured in an Atlanta car accident? Don’t let the insurance company decide what you’re worth.

Call 888-BIG-GUNN for a free, no-obligation case review. No fee unless we win.

FAQ

Georgia Car Accident Questions

How much does it cost to hire Gunn Law Group?

Nothing upfront. We work on a contingency fee โ€” you pay no attorney fees unless we recover compensation for you. The consultation is free, and there’s no obligation.

Should I accept the insurance company’s first offer?

Almost never. First offers are designed to settle your claim before you understand its full value, especially before all your medical treatment is complete. Let us review it before you sign anything.

What if I was partially at fault?

Under Georgia’s modified comparative fault rule (O.C.G.A. ยง 51-12-33), you can still recover if you’re less than 50% at fault โ€” though your award is reduced by your share. Don’t assume you have no case; let us evaluate.

Do I have to give the insurance company a recorded statement?

Not to the at-fault driver’s insurer. They use those statements to reduce or deny your claim. Talk to us first โ€” we handle insurer communication for you.

How long do I have to file a car accident claim in Georgia?

Generally 2 years from the date of the accident for personal injury, and 4 years for property damage (O.C.G.A. ยง 9-3-33). Evidence disappears much faster, so call as soon as possible.

What if the driver who hit me had no insurance?

Georgia requires uninsured/underinsured motorist coverage unless you rejected it in writing. Your own UM/UIM policy may cover the gap. We verify every available source of recovery.

Free Car Accident Case Evaluation

The insurance company has lawyers. Now it’s your turn.

Gunn Law Group

Atlanta ยท Metro Atlanta ยท Statewide Georgia

Free case evaluation
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No fees unless we win
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Statewide Georgia representation
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Disclaimer: The information on this page is for general informational purposes only and does not constitute legal advice. Every case is different and past results do not guarantee future outcomes. Results may vary depending on the specific facts and circumstances of your case. Gunn Law Group handles cases on a contingency fee basis โ€” you pay no attorney fees unless we recover compensation for you. Contact us for a free consultation to discuss your specific situation. This page is a communication from Gunn Law Group, 950 E. Paces Ferry Rd NE, Suite 1550, Atlanta, GA 30326. Responsible attorney: Harrell Gunn.

Resources

Legal tips, insights, and expertiseโ€”created for you

Helpful information for injury victims about their legal rights and remedies.

June 24, 2026

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Car Accident Case Worth Georgia
Why This Question Matters More Than You Think Every insurance adjuster who calls you already has a number in mind โ€” the maximum they’re authorized to pay. That number is

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Georgia Tort Reform Sb68
Why This Matters Right Now Georgia Senate Bill 68 introduced significant changes to how personal injury cases are handled in the state. Whether these changes help or hurt your case

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How Long is a Personal Injury Case in Georgia
The Honest Answer: It Depends โ€” But Here’s the Range Most Georgia personal injury cases resolve within 6 months to 2 years. Some settle in weeks. Complex cases โ€” truck accidents,
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