They Changed the Rules While You Were Healing.
Maria was three months into recovery from her I-285 truck accident when the insurance adjuster called with surprising news.
“You know, with the new Georgia law, your case isn’t worth what it would have been last year,” he said casually. “You might want to consider our offer.
Maria had never heard of Senate Bill 68. She didn’t know Georgia had passed new tort reform. She certainly didn’t know how it might affect her herniated disc case.
But the insurance company knew everything.
They knew the new rules. They knew the new deadlines. They knew exactly how to use Georgia’s 2025 tort reform law to pressure injured people into accepting less compensation. If you’ve been hurt in a Georgia accident, here’s what the insurance company hopes you never learn about SB 68.
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The System Just Got Harder
Here’s what happened while you were focused on healing from your injuries:
Georgia passed the most significant tort reform in a generation. Big corporations and insurance companies spent years and millions of dollars lobbying for these changes.
The new law tilts the playing field toward corporate defendants and away from injured individuals. What used to be straightforward legal processes now have new hurdles, new deadlines, and new ways for insurance companies to avoid paying fair compensation.
They know the new rules. Most injury victims don’t. This information gap isn’t an accident. It’s the point. The less you know about SB 68, the easier it is for them to use it against you.
You deserve to know what changed and how it affects your right to fair compensation.
The Three SB 68 Provisions That Hurt You Most
What Insurance Companies Don’t Want You to Know About SB 68
The New “Pre-Suit Notice” Trap
What they tell you
“This just gives us a chance to resolve your claim faster.”
The trap
This notice period eats up precious time when you’re approaching Georgia’s two-year statute of limitations. Insurance companies get a head start building their defense while your case sits in procedural limbo.
What it really means
Before your attorney can file certain lawsuits, they must now give the defendant advance written notice. This sounds reasonable until you understand the consequences.
What could happen to you
If you wait too long to contact an attorney, you might run out of time to properly file your case. The buffer zone that used to exist in the final months before your deadline just vanished.
The Medical Records Power Grab
What they tell you
“We just need to understand your full medical picture.”
The trap
They’re looking for anything — old sports injuries, previous accidents, genetic conditions — to blame your current pain on something other than their client’s negligence.
What it really means
Defense attorneys now get broader access to your medical records earlier in the process — including records that have nothing to do with your accident.
What could happen to you
Information you thought was private and irrelevant becomes ammunition against your case. That knee surgery from 2018 suddenly becomes their explanation for why their drunk driver hitting you in 2025 “didn’t really cause new injuries.”
The Verdict Suppression Rule
What they tell you
“This just shows juries the real economic damage.”
The trap
If your hospital billed $150,000 but your insurance negotiated it down to $45,000, the jury might only hear about the $45,000 — even though you were hurt badly enough to generate $150,000 in medical care.
What it really means
The medical bills your jury sees might be dramatically lower than what was actually billed for your treatment.
What could happen to you
Juries might think your injuries weren’t serious because the economic damages appear smaller than they really were.
The Safety Rules Insurance Companies Are Violating
SB 68 violates the rule that those who cause harm should be fully accountable.
Here’s what SB 68 really represents: corporations rewriting the rules so they aren’t fully accountable for the harm they cause.
01
The Safety Rule
When someone’s negligence injures another person, they should compensate that person fully. This rule protects everyone — it could be you next time.
02
The Violation
Big corporations convinced Georgia politicians to change the rules mid-game, making it harder for injured people to get fair compensation.
03
Why You Should Care
This violation endangers everyone. When there are fewer consequences for causing accidents, companies have less incentive to be careful. That puts every Georgia family at risk.
04
The Community Interest
We all depend on the rule that negligent people and companies face full accountability. When that rule gets weakened, we’re all less safe.
Your Plan
Three Steps to Protect Yourself Under SB 68
As your guide through Georgia’s new legal landscape, here’s how to protect your rights:
Step 1 — Act Immediately If You’ve Been Injured
The new pre-suit notice requirements mean you need to start the legal process earlier than before. Don’t wait to “see how things go” with your recovery. Time is now your enemy in two ways: your injuries need time to be properly evaluated, but the law gives you less time to file your case.
Step 2 — Get Complete Medical Documentation Fast
Since defense attorneys get broader access to your medical records under SB 68, your legal team needs to understand your full medical picture first. Get thorough medical evaluation immediately. If you have prior injuries, make sure your doctors document exactly how this accident made things worse.
Why Gunn Law Group Fights SB 68’s Corporate Agenda
We know what they’re trying to do. And we know how to fight back.
We watched big corporations spend millions of dollars convincing Georgia politicians to pass SB 68. We’ve seen how it’s being used against injured families across Atlanta and throughout Georgia.
Harrell Gunn founded our firm to stand up for Georgians who’ve been hurt by corporate negligence. Born and raised in Georgia, educated at Georgia State, he understands that SB 68 is designed to protect corporate profits, not injured families.
Our response: We’ve adapted our case-building process to overcome every new obstacle SB 68 created. We start earlier, document more thoroughly, and prepare for the expanded defense tactics the new law allows.
Our commitment: No injured Georgian should get less compensation because big corporations changed the rules in their favor.
Your Plan
Three Steps to Protect Yourself Under SB 68
As your guide through Georgia’s new legal landscape, here’s how to protect your rights:
Car and Truck Accidents on Atlanta Highways
The new pre-suit notice requirements mean you need to start the legal process earlier than before. Don’t wait to “see how things go” with your recovery. Time is now your enemy in two ways: your injuries need time to be properly evaluated, but the law gives you less time to file your case.
Our approach
We prepare for their medical record requests by getting complete documentation of how the accident worsened any pre-existing conditions. We use the same evidence they’re trying to use against you — your medical history — to show the stark difference between your condition before and after their driver hurt you.
Premises Liability Cases
If you were hurt at a store, restaurant, or other business property, the new pre-suit notice requirements give corporate defendants more time to clean up evidence and lock in witness statements that favor them.
Our approach
We begin evidence preservation immediately, before any formal notices are sent. Security footage gets preserved, witnesses get interviewed, and dangerous conditions get documented while they still exist.
Medical Malpractice
Medical malpractice cases in Georgia already had complex pre-suit requirements. SB 68 layered additional procedural requirements on top of an already difficult area of law.
Our approach
We work with medical experts from day one to ensure every procedural requirement is met perfectly and on time. Medical malpractice cases can’t afford procedural errors under the new law.
Free Guide
Get Your Free SB 68 Impact Assessment
Don’t let Georgia’s new tort reform law reduce what you deserve. Our free guide explains exactly how SB 68 affects different types of injury cases and what you can do to protect yourself.
Download
“How Georgia’s SB 68 Affects Your Injury Case: A Victim’s Guide to the New Rules”
This guide reveals:
The specific new deadlines that could kill your case
How to protect your medical privacy under the new records rules
What the medical damages changes mean for your potential recovery
Why starting early is now more critical than ever
This guide contains information specific to our community that generic lawyers can’t provide.
Atlanta Office
950 E. Paces Ferry Rd NE, Suite 1550, Atlanta, GA 30326
Atlanta Office
950 E. Paces Ferry Rd NE, Suite 1550, Atlanta, GA 30326
Free consultation. We’ll review exactly how SB 68 affects your specific case and explain your options under the new law.
The Stakes
Don’t Let Corporate Tort Reform Defeat Your Family
Here’s what SB 68 really represents: corporations rewriting the rules so they aren’t fully accountable for the harm they cause.
Here’s what’s at stake: Insurance companies and big corporations spent years and millions of dollars getting SB 68 passed because they knew it would save them money on every claim.
That money they’re saving? It was supposed to be your compensation for being injured by their negligence.
SB 68 is working exactly as intended — shifting money from injured families to corporate shareholders. But it doesn’t have to work against you.
The solution: Get legal representation that knows how to navigate the new system and protect your rights despite the changes. Gunn Law Group has recovered millions for Georgia families, and SB 68 isn’t going to stop us from fighting for full compensation for our clients.
FAQ · SB 68 Specific
Common Questions About Georgia’s SB 68 Tort Reform
SB 68 is Georgia’s 2025 tort reform legislation — the most significant tort reform in a generation. It changed the rules for personal injury cases through new pre-suit notice requirements, expanded defense access to medical records, and limits on what medical damages juries can see at trial. Big corporations and insurance companies lobbied for years to get it passed.
Before your attorney can file certain lawsuits, they now must give the defendant advance written notice. That notice period eats up time you used to have before Georgia’s two-year statute of limitations runs. If you wait too long to contact an attorney, you may run out of time to properly file. The buffer zone that used to exist in the final months before your deadline just vanished.
Under SB 68, defense attorneys get broader access to your medical records earlier in the process — including records that have nothing to do with your accident. They’re looking for any prior condition, old sports injury, or previous accident to blame your current pain on something other than their client’s negligence.
Under SB 68’s verdict suppression rule, juries may only hear the amount paid after insurance write-downs rather than the full amount billed. If your hospital billed $150,000 but insurance negotiated it down to $45,000, the jury might only hear $45,000 — making your injuries appear less serious than they really were.
SB 68’s impact varies based on the facts of your case and when key events occurred. Court interpretations may still affect how specific provisions apply. The only way to know how SB 68 affects your situation is to talk with a Georgia attorney who has been tracking the new law from day one. We’ll give you a straight answer in a free consultation.
Yes — arguably more than ever. Insurance companies have been preparing for SB 68 since it was proposed. They know exactly how to use each new provision to minimize what they pay you. Gunn Law Group has adapted our case-building process to overcome every new obstacle SB 68 created. We work on contingency — no fee unless we recover compensation for you.
Final Call to Action
Hurt in Georgia? Call the Big Gunn.
The insurance company may already be building its defense. The Gunn Law Group can help you protect your claim, understand your options, and move forward with confidence.
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